Ruby Ancheta immigrated to the United States from the Philippines at the age of 12 and settled in Little Rock, Arkansas. Ruby graduated with a Bachelor of Arts in International Studies at the University of Arkansas at Little Rock in 1990. She moved to Gardena, California shortly after and has been a South Bay resident since then.

Ruby first became involved in the financial industry in 1998 when she became an Investment Professional with Transamerica and a Senior Marketing Director for World Financial Group, an independent company that offers a wide array of retirement, life, and health insurance solutions. In 2006, she joined the Merit team as a Real Estate agent and has been serving the South Bay Area for 13 years. Ruby comes from a customer-driven background where service quality and customer satisfaction are her end goals.

Ruby is happily married and has two beautiful daughters. When she is not tending to her clients’ needs, she is traveling and spending quality time with her family.